Country Guide
What is on the books and what is moving in Rwanda across data governance, fintech and payments, cybersecurity, e-commerce, competition and digital taxation. Updated continuously from regulator sites, ministries and other official, verifiable sources.
Update · 27 Aug 2026
Rwanda is moving into the implementation phase of its National Data Sharing Policy, with the Rwanda Information Society Authority (RISA) convening stakeholders on 27th August 2026 to prepare for deplo…
Update · 20 Aug 2026
Rwanda has reinforced its policy focus on Internet interconnection, resilient digital infrastructure and infrastructure readiness for artificial intelligence, during the 15th African Peering and Inter…
Fintech & Payments · In Force
Directive No.43/2025 on Digital Credit, Digital Account Opening and Digital Savings
The National Bank of Rwanda (BNR), Directive No. 43/2025 on Digital Credit, Digital Account Opening, and Digital Savings, issued on 8 December 2025, establishes…
Fintech & Payments · In Force
Rwanda's Guidelines No. 52/2026 on Artificial Intelligence Risk Management for Financial Institutions
The National Bank of Rwanda's Guidelines No. 52/2026 on Artificial Intelligence Risk Management for Financial Institutions, issued on 4 June 2026, establish a c…
Fintech & Payments · In Force
Regulations no 94/2026 Governing Acquisition and Amalgamation for Payment Service Providers and Payment System Operators
The National Bank of Rwanda (BNR) Regulations No. 94/2026 establish the legal framework governing acquisitions and amalgamations involving Payment Service Provi…
Fintech & Payments · In Force
Guidelines No. 49/2026 on Mobile Number Portability and Continuity of Mobile Financial Services
The National Bank of Rwanda (NBR) Guidelines No. 49/2026 on Mobile Number Portability and Continuity of Mobile Financial Services, issued in May 2026, establish…
Fintech & Payments · In Force
Rwanda's Directive on Major Investments and Acquisitions of Deposit-Taking Microfinance Institutions - 2026
The National Bank of Rwanda (NBR) Directive No. 47/2026 on Major Investments and Acquisitions of Deposit-Taking Microfinance Institutions (DTMFIs) establishes p…
Consumer Protection · In Force
Rwanda Law 17/2018 on Companies — consumer provisions
Includes online disclosure and electronic transaction consumer obligations.
Digital Infrastructure · In Force
Rwanda Smart Rwanda Master Plan
Cross-sector digital transformation plan.
Data Governance · In Force
Rwanda Law on Protection of Personal Data 2021
Law N°058/2021 of 13/10/2021 relating to the protection of personal data and privacy.
Emerging Technology · In Force
Rwanda National AI Policy 2023
Comprehensive national policy guiding ethical AI adoption.
Digital Health · In Force
Rwanda eHealth Strategic Plan 2023-2028
National roadmap for digital health systems.
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