Country Guide
Rwanda tech policy & regulation
What is on the books and what is moving in Rwanda across data governance, fintech and payments, cybersecurity, e-commerce, competition and digital taxation. Updated continuously from regulator sites, ministries and other official, verifiable sources.
Instruments we track in Rwanda
Fintech & Payments · In Force
Directive No.43/2025 on Digital Credit, Digital Account Opening and Digital Savings
The National Bank of Rwanda (BNR), Directive No. 43/2025 on Digital Credit, Digital Account Opening, and Digital Savings, issued on 8 December 2025, establishes…
Fintech & Payments · In Force
Rwanda's Guidelines No. 52/2026 on Artificial Intelligence Risk Management for Financial Institutions
The National Bank of Rwanda's Guidelines No. 52/2026 on Artificial Intelligence Risk Management for Financial Institutions, issued on 4 June 2026, establish a c…
Fintech & Payments · In Force
Regulations no 94/2026 Governing Acquisition and Amalgamation for Payment Service Providers and Payment System Operators
The National Bank of Rwanda (BNR) Regulations No. 94/2026 establish the legal framework governing acquisitions and amalgamations involving Payment Service Provi…
Fintech & Payments · In Force
Guidelines No. 49/2026 on Mobile Number Portability and Continuity of Mobile Financial Services
The National Bank of Rwanda (NBR) Guidelines No. 49/2026 on Mobile Number Portability and Continuity of Mobile Financial Services, issued in May 2026, establish…
Fintech & Payments · In Force
Rwanda's Directive on Major Investments and Acquisitions of Deposit-Taking Microfinance Institutions - 2026
The National Bank of Rwanda (NBR) Directive No. 47/2026 on Major Investments and Acquisitions of Deposit-Taking Microfinance Institutions (DTMFIs) establishes p…
Consumer Protection · In Force
Rwanda Law 17/2018 on Companies — consumer provisions
Includes online disclosure and electronic transaction consumer obligations.
Digital Infrastructure · In Force
Rwanda Smart Rwanda Master Plan
Cross-sector digital transformation plan.
Data Governance · In Force
Rwanda Law on Protection of Personal Data 2021
Law N°058/2021 of 13/10/2021 relating to the protection of personal data and privacy.
Emerging Technology · In Force
Rwanda National AI Policy 2023
Comprehensive national policy guiding ethical AI adoption.
Digital Health · In Force
Rwanda eHealth Strategic Plan 2023-2028
National roadmap for digital health systems.
Full text, effective dates, obligations and consultation deadlines unlock with a free 14-day trial.
Free briefing
Africa tech policy, every week
New laws, regulations and other policy developments gathered from official, verifiable sources across 46 Sub-Saharan markets — summarised for compliance, policy and legal teams.
Weekly. Free. Unsubscribe in one click.