Fintech & PaymentsKenya·
CBK Supervision Report: Kenyan Banks Increasingly Behaving Like Fintechs, but AI Governance Lags Adoption
The Central Bank of Kenya's 2025 Bank Supervision Annual Report, covered 22 September 2026, shows the extent to which Kenya's licensed banks have absorbed fintech-style technology and business models. The report finds that 71% of banks are pursuing a "better bank" strategy — upgrading existing operations with fintech t…
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